Savings

Ever felt like you’re spending more than you should but don’t know where to start? Learning how to master the “No Buy” challenge in 2025 can help you rethink your shopping habits and save money along the way.

Starting in 2025, a quiet revolution is reshaping how Americans approach their wallets. Instead of shopping lists, many are embracing the “No Buy” challenge—a growing trend focused on skipping nonessential purchases in the face of rising prices, economic uncertainty, and a desire for more intentional living.

Two of the most effective debt payoff strategies are the debt snowball method and the debt avalanche method. Choosing the method that fits your personality and financial goals can make a huge difference.

Editor’s Note: No sooner had the digital ink dried on this blog than news broke that yet another round of tariff changes might be in the works. Such is the joy of tracking trade policy during the Trump era—fluid, fast-moving, and full of surprises.

Everyday expenses often seem minor, but over time, they can significantly impact your finances. Consider a common monthly subscription service—say one that costs $15 a month.

Shopping on Amazon can be overwhelming, but knowing how to score the lowest prices on Amazon can save you money. CamelCamelCamel helps you track price fluctuations, set alerts, and access historical data to ensure you never overpay.

When considering home upgrades with the highest payback at resale, it’s natural to wonder how much of your investment you’ll get back when you sell. While return on investment (ROI) is an important factor, there’s more to consider—like the enjoyment these upgrades bring to your daily life.

In the constant push for better healthcare options, the recently introduced Health Out-of-Pocket Expense (HOPE) Act is a bipartisan bill that could create a new health savings account referred to as the HOPE Account. This legislation, introduced by Representatives Jimmy Panetta (D) and Blake Moore (R), aims to broaden access to health savings while offering a new form of financial flexibility for millions of Americans.

Wondering if your savings are fully protected? Maximize FDIC insurance to safeguard your money beyond the standard $250,000 limit.

When it comes to optimizing your finances, it’s important to make smart investments. In this blog, we’ll explore 15 smart products that will pay for themselves quickly, saving you money over time while delivering real, long-term value.

The Federal Reserve’s recent interest rate cuts are affecting everything from mortgages to investments, leaving many wondering, “what does the interest rate cut mean for me?” In this guide, we’ll explore 6 practical strategies to profit from the Fed’s rate cuts so you can make the most of these changes in your personal finances.